Sometimes, people fail to foresee any unfortunate circumstances that may arise in the course of employment. One of such circumstances are disabilities. Disabilities can be in born or acquired. However, in this case, we are talking about the acquired disabilities. To be specific, perennial illness that cause a person to cease working or injuries that make you unable to perform your duties as listed in your employment contract.
In the light of such an unfortunate occurrence, one may sought to apply for a disability claim. A disability claim will help you maintain your family expenses for the time you are unable to work. The Social Security Disability Insurance is a body mandated with responding to disability claims. Statistics from SSDI show that over 70% of disability claims are denied every year. Suppose your application falls in this category, I advise you not to panic, here is a list of actions you can take to manage the situation.
Provide substantial medical evidence
One of the factors attributed to rejected claims is insufficient medical evidence. As an applicant whose claim has been rejected, you have to establish the basis for rejection. SSDI can provide these answers.
If medical documents are cited as the reason for denial, you can consult with your doctor to provide detailed documentation of your disability. The documents should not only prove your disability but also show that you are unable to work. For instance, as a secretary faced with back pains, your medical evidence should prove that your back pains inhibit you from carrying out your secretarial duties.
Reconsider a new application
If your disability claim was denied, chances are that you failed to execute proper documentation in your application. If this turns out to be the case, a new application is recommended. In the consequent application, take note of all requirements. The Social Security Disability insurance considers this problem as a failure to cooperate.
You are therefore advised to make a new application while following the outlined guidelines.
If you think that your application was unfairly handled, then appealing might be the way to go. However, you cannot completely fault SSDI for the large number of rejected applications. As it stands out, not all applicants are genuine persons with disability. If you and your doctors perceive your disability as genuine, then appealing the claim denial would be the best way to go.
This is a quite a simple process since SSDI provides a routine for appealing denied claims.
Acquiring Long Term Disability Lawyers Toronto
While you can appeal a denied claim personally, it is recommended that you get a disability lawyer or attorney. These people understand the disability environment very well. They will help you build a strong case that will help in your appeal. Additionally, they will advise you on the strengths and weaknesses your case. With such information, you can overturn your denied disability claim.
Applying for a disability claim is within your rights as an employee who pays taxes. Social Security Insurance is one of the many tax deductions made on your salary. Therefore, you should not hesitate to apply for a disability claim. In the event of a denial, the aforementioned suggestions will help you handle the situation.